Malware. An odd sounding word created to lump all malicious software programs, including viruses, worms, trojans, spyware, adware, and other malevolent codes into one cause-your-computer-serious-hurt category.
In 2005, Computer Economics released a report on malware. The good news was that for the first time since 2002, the total worldwide financial losses from malware actually declined to a mere $14.2 billion. The bad news was that the nature of malware was changing from overt threats to more focused, covert attacks. This definitely is not great news for the average computer user just trying to keep up with the hundreds of malware programs that bombard us daily.
It’s not an easy task keeping malware out of your computer system. In order to accomplish this, you need a strong antivirus program. One such program that can deliver the goods is ZoneAlarm Internet Security Suite 6 from Zone Labs. Zone Labs is one of the most trusted brands in Internet Security for good reason. Their product, simply put, kicks serious malware gluteus maximus.
ZoneAlarm has received more review recommendations that any other Internet-security software suite because of its superb firewall and antivirus protection. It blocks pop-up ads, protects against identify theft and provides adequate spam filters that are flexible. It even beats the market leader, Norton Internet Security, which is often criticized for excessive system drag.
Its newest version includes these additional features:
• Triple Defense Firewall to prevent spyware from sending your information across the Internet. It also makes your computer invisible to anyone on the Net.
• Smart Defense Advisor which can automatically adjust your security settings for maximum protection against the latest virus and spyware outbreaks.
• Advanced Identify and Privacy Protection to prevent your personal data from leaving your computer without your approval.
The bonus for the average user who cringes at the idea of setting-up one of these systems is that the interface is easier to understand and use in comparison to most if its competitors. If you choose to venture beyond the out-of-the-box default settings, and install a more elaborate filtering, know that this will require some additional time to set up on your part.
Overall, ZoneAlarm Internet Security Suite is a user-friendly, comprehensive security solution that will have your computer safe from Internet hazards and cyber criminals within minutes of installation.
Sunday, May 2, 2010
Saturday, May 1, 2010
Computer Security - Why Do I Feel Like Somebody’s Watching Me?
Spyware is one of the fastest-growing internet threats. According to the National Cyber Security Alliance, spyware infects more than 90% of all PCs today. These unobtrusive, malicious programs are designed to silently bypass firewalls and anti-virus software without the user’s knowledge. Once embedded in a computer, it can wreak havoc on the system’s performance while gathering your personal information. Fortunately, unlike viruses and worms, spyware programs do not usually self-replicate.
Where does it come from?
Typically, spyware originates in three ways. The first and most common way is when the user installs it. In this scenario, spyware is embedded, attached, or bundled with a freeware or shareware program without the user’s knowledge. The user downloads the program to their computer. Once downloaded, the spyware program goes to work collecting data for the spyware author’s personal use or to sell to a third-party. Beware of many P2P file-sharing programs. They are notorious for downloads that posses spyware programs.
The user of a downloadable program should pay extra attention to the accompanying licensing agreement. Often the software publisher will warn the user that a spyware program will be installed along with the requested program. Unfortunately, we do not always take the time to read the fine print. Some agreements may provide special “opt-out” boxes that the user can click to stop the spyware from being included in the download. Be sure to review the document before signing off on the download.
Another way that spyware can access your computer is by tricking you into manipulating the security features designed to prevent any unwanted installations. The Internet Explorer Web browser was designed not to allow websites to start any unwanted downloads. That is why the user has to initiate a download by clicking on a link. These links can prove deceptive. For example, a pop-up modeled after a standard Windows dialog box, may appear on your screen. The message may ask you if you would like to optimize your internet access. It provides yes or no answer buttons, but, no matter which button you push, a download containing the spyware program will commence. Newer versions of Internet Explorer are now making this spyware pathway a little more difficult.
Finally, some spyware applications infect a system by attacking security holes in the Web browser or other software. When the user navigates a webpage controlled by a spyware author, the page contains code designed to attack the browser, and force the installation of the spyware program.
What can spyware programs do?
Spyware programs can accomplish a multitude of malicious tasks. Some of their deeds are simply annoying for the user; others can become downright aggressive in nature.
Spyware can:
1. Monitor your keystrokes for reporting purposes.
2. Scan files located on your hard drive.
3. Snoop through applications on our desktop.
4. Install other spyware programs into your computer.
5. Read your cookies.
6. Steal credit card numbers, passwords, and other personal information.
7. Change the default settings on your home page web browser.
8. Mutate into a second generation of spyware thus making it more difficult to eradicate.
9. Cause your computer to run slower.
10. Deliver annoying pop up advertisements.
11. Add advertising links to web pages for which the author does not get paid. Instead, payment is directed to the spyware programmer that changed the original affiliate’s settings.
12. Provide the user with no uninstall option and places itself in unexpected or hidden places within your computer making it difficult to remove.
Spyware Examples
Here are a few examples of commonly seen spyware programs. Please note that while researchers will often give names to spyware programs, they may not match the names the spyware-writers use.
CoolWebSearch, a group of programs, that install through “holes” found in Internet Explorer. These programs direct traffic to advertisements on Web sites including coolwebsearch.com. This spyware nuisance displays pop-up ads, rewrites search engine results, and alters the computer host file to direct the Domain Name System (DNS) to lookup preselected sites.
Internet Optimizer (a/k/a DyFuCa), likes to redirect Internet Explorer error pages to advertisements. When the user follows the broken link or enters an erroneous URL, a page of advertisements pop up.
180 Solutions reports extensive information to advertisers about the Web sites which you visit. It also alters HTTP requests for affiliate advertisements linked from a Web site. Therefore the 180 Solutions Company makes an unearned profit off of the click through advertisements they’ve altered.
HuntBar (a/k/a WinTools) or Adware.Websearch, is distributed by Traffic Syndicate and is installed by ActiveX drive-by downloading at affiliate websites or by advertisements displayed by other spyware programs. It’s a prime example of how spyware can install more spyware. These programs will add toolbars to Internet Explorer, track Web browsing behavior, and display advertisements.
How can I prevent spyware?
There are a couple things you can do to prevent spyware from infecting your computer system. First, invest in a reliable commercial anti-spyware program. There are several currently on the market including stand alone software packages such as Lavasoft’s Ad-Aware or Windows Antispyware. Other options provide the anti-spyware software as part of an anti-virus package. This type of option is offered by companies such as Sophos, Symantec, and McAfee. Anti-spyware programs can combat spyware by providing real-time protection, scanning, and removal of any found spyware software. As with most programs, update your anti virus software frequently.
As discussed, the Internet Explorer (IE) is often a contributor to the spyware problem because spyware programs like to attach themselves to its functionality. Spyware enjoys penetrating the IE’s weaknesses. Because of this, many users have switched to non-IE browsers. However, if you prefer to stick with Internet Explorer, be sure to update the security patches regularly, and only download programs from reputable sources. This will help reduce your chances of a spyware infiltration.
.
And, when all else fails?
Finally, if your computer has been infected with a large number of spyware programs, the only solution you may have is backing up your data, and performing a complete reinstall of the operating system.
Where does it come from?
Typically, spyware originates in three ways. The first and most common way is when the user installs it. In this scenario, spyware is embedded, attached, or bundled with a freeware or shareware program without the user’s knowledge. The user downloads the program to their computer. Once downloaded, the spyware program goes to work collecting data for the spyware author’s personal use or to sell to a third-party. Beware of many P2P file-sharing programs. They are notorious for downloads that posses spyware programs.
The user of a downloadable program should pay extra attention to the accompanying licensing agreement. Often the software publisher will warn the user that a spyware program will be installed along with the requested program. Unfortunately, we do not always take the time to read the fine print. Some agreements may provide special “opt-out” boxes that the user can click to stop the spyware from being included in the download. Be sure to review the document before signing off on the download.
Another way that spyware can access your computer is by tricking you into manipulating the security features designed to prevent any unwanted installations. The Internet Explorer Web browser was designed not to allow websites to start any unwanted downloads. That is why the user has to initiate a download by clicking on a link. These links can prove deceptive. For example, a pop-up modeled after a standard Windows dialog box, may appear on your screen. The message may ask you if you would like to optimize your internet access. It provides yes or no answer buttons, but, no matter which button you push, a download containing the spyware program will commence. Newer versions of Internet Explorer are now making this spyware pathway a little more difficult.
Finally, some spyware applications infect a system by attacking security holes in the Web browser or other software. When the user navigates a webpage controlled by a spyware author, the page contains code designed to attack the browser, and force the installation of the spyware program.
What can spyware programs do?
Spyware programs can accomplish a multitude of malicious tasks. Some of their deeds are simply annoying for the user; others can become downright aggressive in nature.
Spyware can:
1. Monitor your keystrokes for reporting purposes.
2. Scan files located on your hard drive.
3. Snoop through applications on our desktop.
4. Install other spyware programs into your computer.
5. Read your cookies.
6. Steal credit card numbers, passwords, and other personal information.
7. Change the default settings on your home page web browser.
8. Mutate into a second generation of spyware thus making it more difficult to eradicate.
9. Cause your computer to run slower.
10. Deliver annoying pop up advertisements.
11. Add advertising links to web pages for which the author does not get paid. Instead, payment is directed to the spyware programmer that changed the original affiliate’s settings.
12. Provide the user with no uninstall option and places itself in unexpected or hidden places within your computer making it difficult to remove.
Spyware Examples
Here are a few examples of commonly seen spyware programs. Please note that while researchers will often give names to spyware programs, they may not match the names the spyware-writers use.
CoolWebSearch, a group of programs, that install through “holes” found in Internet Explorer. These programs direct traffic to advertisements on Web sites including coolwebsearch.com. This spyware nuisance displays pop-up ads, rewrites search engine results, and alters the computer host file to direct the Domain Name System (DNS) to lookup preselected sites.
Internet Optimizer (a/k/a DyFuCa), likes to redirect Internet Explorer error pages to advertisements. When the user follows the broken link or enters an erroneous URL, a page of advertisements pop up.
180 Solutions reports extensive information to advertisers about the Web sites which you visit. It also alters HTTP requests for affiliate advertisements linked from a Web site. Therefore the 180 Solutions Company makes an unearned profit off of the click through advertisements they’ve altered.
HuntBar (a/k/a WinTools) or Adware.Websearch, is distributed by Traffic Syndicate and is installed by ActiveX drive-by downloading at affiliate websites or by advertisements displayed by other spyware programs. It’s a prime example of how spyware can install more spyware. These programs will add toolbars to Internet Explorer, track Web browsing behavior, and display advertisements.
How can I prevent spyware?
There are a couple things you can do to prevent spyware from infecting your computer system. First, invest in a reliable commercial anti-spyware program. There are several currently on the market including stand alone software packages such as Lavasoft’s Ad-Aware or Windows Antispyware. Other options provide the anti-spyware software as part of an anti-virus package. This type of option is offered by companies such as Sophos, Symantec, and McAfee. Anti-spyware programs can combat spyware by providing real-time protection, scanning, and removal of any found spyware software. As with most programs, update your anti virus software frequently.
As discussed, the Internet Explorer (IE) is often a contributor to the spyware problem because spyware programs like to attach themselves to its functionality. Spyware enjoys penetrating the IE’s weaknesses. Because of this, many users have switched to non-IE browsers. However, if you prefer to stick with Internet Explorer, be sure to update the security patches regularly, and only download programs from reputable sources. This will help reduce your chances of a spyware infiltration.
.
And, when all else fails?
Finally, if your computer has been infected with a large number of spyware programs, the only solution you may have is backing up your data, and performing a complete reinstall of the operating system.
Friday, April 30, 2010
Computer Security - Who are the Players in the Antivirus Industry?
Everyone in the United States has heard of the leading antivirus vendors Symantec, Mcafee, Computer Associates, and Trend Micro. These companies have market-leading presence in the United States. Microsoft, as well, has plans become a key player in this market. Microsoft acquired intellectual property and technology from GeCad software in 2003, a company based in Bucharest, Romania. They also acquired Pelican Software, which had a behavior based security as well as Giant Company Software for spyware and Sybari Software, which manages virus, spam, and phishing filtering.
A lot of discussion has centered on whether Microsoft with come to own a dominant position in the antivirus market by simply bundling its technologies with its operating systems at no charge. This is a similar technique applied in other markets such as word processing and Internet browsers.
Of course there are a number of antivirus vendors who also play in this market. There are many companies with great market presence in other countries that are beginning to become more widely known. These vendors include GriSoft out of the Czech Republic, Sophos in the united Kingdom, Panda Software out of Spain, Kaspersky in Russia, SoftWin in Romania, F-Secure in Finland, Norman in Norway, Arcabit in Poland, VirusBuster out of Hungary, and AhnLab in South Korea.
It is not clear where the industry is heading and everyone in this market faces a rapidly changing landscape. The amount of effort to find and provide fixes for viruses is staggering. Malicious programs are getting more complex and the number of them is increasing. Many companies may find themselves without the resources to match the efforts of those truly bent on creating havoc. Some virus companies are getting of hundreds of new samples a day! Moreover, the new viruses are getting "smarter" in that they propagate themselves quickly and they often hide themselves and are smart enough to move around in a system by renaming themselves in an effort to make it hard to remove them.
A lot of discussion has centered on whether Microsoft with come to own a dominant position in the antivirus market by simply bundling its technologies with its operating systems at no charge. This is a similar technique applied in other markets such as word processing and Internet browsers.
Of course there are a number of antivirus vendors who also play in this market. There are many companies with great market presence in other countries that are beginning to become more widely known. These vendors include GriSoft out of the Czech Republic, Sophos in the united Kingdom, Panda Software out of Spain, Kaspersky in Russia, SoftWin in Romania, F-Secure in Finland, Norman in Norway, Arcabit in Poland, VirusBuster out of Hungary, and AhnLab in South Korea.
It is not clear where the industry is heading and everyone in this market faces a rapidly changing landscape. The amount of effort to find and provide fixes for viruses is staggering. Malicious programs are getting more complex and the number of them is increasing. Many companies may find themselves without the resources to match the efforts of those truly bent on creating havoc. Some virus companies are getting of hundreds of new samples a day! Moreover, the new viruses are getting "smarter" in that they propagate themselves quickly and they often hide themselves and are smart enough to move around in a system by renaming themselves in an effort to make it hard to remove them.
Thursday, April 29, 2010
Computer Security - What the Heck are Botnets?
"A botnet is comparable to compulsory military service for windows boxes" - Stromberg (http://project.honeynet.org/papers/bots/)
Botnets are networks of computers that hackers have infected and grouped together under their control to propagate viruses, send illegal spam, and carry out attacks that cause web sites to crash.
What makes botnets exceedingly bad is the difficulty in tracing them back to their creators as well as the ever-increasing use of them in extortion schemes. How are they used in extortion schemes? Imagine someone sending you messages to either pay up or see your web site crash. This scenario is starting to replay itself over and over again.
Botnets can consist of thousands of compromised machines. With such a large network, botnets can use Distributed denial-of-service (DDoS) as a method to cause mayhem and chaos. For example a small botnet with only 500 bots can bring corporate web sites to there knees by using the combined bandwidth of all the computers to overwhelm corporate systems and thereby cause the web site to appear offline.
Jeremy Kirk, IDG News Service on January 19, 2006, quotes Kevin Hogan, senior manager for Symantec Security Response, in his article "Botnets shrinking in size, harder to trace", Hogan says "extortion schemes have emerged backed by the muscle of botnets, and hackers are also renting the use of armadas of computers for illegal purposes through advertisements on the Web."
One well-known technique to combat botnets is a honeypot. Honeypots help discover how attackers infiltrate systems. A Honeypot is essentially a set of resources that one intends to be compromised in order to study how the hackers break the system. Unpatched Windows 2000 or XP machines make great honeypots given the ease with which one can take over such systems.
A great site to read up on this topic more is The Honeynet Project (http://project.honeynet.org) which describes its own site's objective as "To learn the tools, tactics and motives involved in computer and network attacks, and share the lessons learned."
Botnets are networks of computers that hackers have infected and grouped together under their control to propagate viruses, send illegal spam, and carry out attacks that cause web sites to crash.
What makes botnets exceedingly bad is the difficulty in tracing them back to their creators as well as the ever-increasing use of them in extortion schemes. How are they used in extortion schemes? Imagine someone sending you messages to either pay up or see your web site crash. This scenario is starting to replay itself over and over again.
Botnets can consist of thousands of compromised machines. With such a large network, botnets can use Distributed denial-of-service (DDoS) as a method to cause mayhem and chaos. For example a small botnet with only 500 bots can bring corporate web sites to there knees by using the combined bandwidth of all the computers to overwhelm corporate systems and thereby cause the web site to appear offline.
Jeremy Kirk, IDG News Service on January 19, 2006, quotes Kevin Hogan, senior manager for Symantec Security Response, in his article "Botnets shrinking in size, harder to trace", Hogan says "extortion schemes have emerged backed by the muscle of botnets, and hackers are also renting the use of armadas of computers for illegal purposes through advertisements on the Web."
One well-known technique to combat botnets is a honeypot. Honeypots help discover how attackers infiltrate systems. A Honeypot is essentially a set of resources that one intends to be compromised in order to study how the hackers break the system. Unpatched Windows 2000 or XP machines make great honeypots given the ease with which one can take over such systems.
A great site to read up on this topic more is The Honeynet Project (http://project.honeynet.org) which describes its own site's objective as "To learn the tools, tactics and motives involved in computer and network attacks, and share the lessons learned."
Wednesday, April 28, 2010
Computer Security - What are Intrusion Detection Systems?
Intrusion Detection System (IDS) are a necessary part of any strategy for enterprise security. What are Intrusion Detection systems? CERIAS, The Center for Education and Research in Information Assurance and Security, defines it this way:
"The purpose of an intrusion detection system (or IDS) is to detect unauthorized access or misuse of a computer system. Intrusion detection systems are kind of like burglar alarms for computers. They sound alarms and sometimes even take corrective action when an intruder or abuser is detected. Many different intrusion detection systems have been developed but the detection schemes generally fall into one of two categories, anomaly detection or misuse detection. Anomaly detectors look for behavior that deviates from normal system use. Misuse detectors look for behavior that matches a known attack scenario. A great deal of time and effort has been invested in intrusion detection, and this list provides links to many sites that discuss some of these efforts"(http://www.cerias.purdue.edu/about/history/coast_resources/intrusion_detection/)
There is a sub-category of intrusion detection systems called network intrusion detection systems (NIDS). These systems monitors packets on the network wire and looks for suspicious activity. Network intrusion detection systems can monitor many computers at a time over a network, while other intrusion detection systems may monitor only one.
Who is breaking into your system?
One common misconception of software hackers is that it is usually people outside your network who break into your systems and cause mayhem. The reality, especially for corporate workers, is that insiders can and usually do cause the majority of security breaches. Insiders often impersonate people with more privileges then themselves to gain access to sensitive information.
How do intruders break into your system?
The simplest and easiest way to break in is to let someone have physical access to a system. Despite the best of efforts, it is often impossible to stop someone once they have physical access to a machine. Also, if someone has an account on a system already, at a low permission level, another way to break in is to use tricks of the trade to be granted higher-level privileges through holes in your system. Finally, there are many ways to gain access to systems even if one is working remotely. Remote intrusion techniques have become harder and more complex to fight.
How does one stop intrusions?
There are several Freeware/shareware Intrusion Detection Systems as well as commercial intrusion detection systems.
Open Source Intrusion Detection Systems
Below are a few of the open source intrusion detection systems:
AIDE (http://sourceforge.net/projects/aide) Self-described as "AIDE (Advanced Intrusion Detection Environment) is a free replacement for Tripwire. It does the same things as the semi-free Tripwire and more. There are other free replacements available so why build a new one? All the other replacements do not achieve the level of Tripwire. And I wanted a program that would exceed the limitations of Tripwire."
File System Saint (http://sourceforge.net/projects/fss) - Self-described as, "File System Saint is a lightweight host-based intrusion detection system with primary focus on speed and ease of use."
Snort (www.snort.org) Self-described as "Snort® is an open source network intrusion prevention and detection system utilizing a rule-driven language, which combines the benefits of signature, protocol and anomaly based inspection methods. With millions of downloads to date, Snort is the most widely deployed intrusion detection and prevention technology worldwide and has become the de facto standard for the industry."
Commercial Intrusion Detection Systems
If you are looking for Commercial Intrusion Detection Systems, here are a few of these as well:
Tripwire
http://www.tripwire.com
Touch Technology Inc (POLYCENTER Security Intrusion Detector)
Http://www.ttinet.com
Internet Security Systems (Real Secure Server Sensor)
http://www.iss.net
eEye Digital Security (SecureIIS Web Server Protection)
http://www.eeye.com
"The purpose of an intrusion detection system (or IDS) is to detect unauthorized access or misuse of a computer system. Intrusion detection systems are kind of like burglar alarms for computers. They sound alarms and sometimes even take corrective action when an intruder or abuser is detected. Many different intrusion detection systems have been developed but the detection schemes generally fall into one of two categories, anomaly detection or misuse detection. Anomaly detectors look for behavior that deviates from normal system use. Misuse detectors look for behavior that matches a known attack scenario. A great deal of time and effort has been invested in intrusion detection, and this list provides links to many sites that discuss some of these efforts"(http://www.cerias.purdue.edu/about/history/coast_resources/intrusion_detection/)
There is a sub-category of intrusion detection systems called network intrusion detection systems (NIDS). These systems monitors packets on the network wire and looks for suspicious activity. Network intrusion detection systems can monitor many computers at a time over a network, while other intrusion detection systems may monitor only one.
Who is breaking into your system?
One common misconception of software hackers is that it is usually people outside your network who break into your systems and cause mayhem. The reality, especially for corporate workers, is that insiders can and usually do cause the majority of security breaches. Insiders often impersonate people with more privileges then themselves to gain access to sensitive information.
How do intruders break into your system?
The simplest and easiest way to break in is to let someone have physical access to a system. Despite the best of efforts, it is often impossible to stop someone once they have physical access to a machine. Also, if someone has an account on a system already, at a low permission level, another way to break in is to use tricks of the trade to be granted higher-level privileges through holes in your system. Finally, there are many ways to gain access to systems even if one is working remotely. Remote intrusion techniques have become harder and more complex to fight.
How does one stop intrusions?
There are several Freeware/shareware Intrusion Detection Systems as well as commercial intrusion detection systems.
Open Source Intrusion Detection Systems
Below are a few of the open source intrusion detection systems:
AIDE (http://sourceforge.net/projects/aide) Self-described as "AIDE (Advanced Intrusion Detection Environment) is a free replacement for Tripwire. It does the same things as the semi-free Tripwire and more. There are other free replacements available so why build a new one? All the other replacements do not achieve the level of Tripwire. And I wanted a program that would exceed the limitations of Tripwire."
File System Saint (http://sourceforge.net/projects/fss) - Self-described as, "File System Saint is a lightweight host-based intrusion detection system with primary focus on speed and ease of use."
Snort (www.snort.org) Self-described as "Snort® is an open source network intrusion prevention and detection system utilizing a rule-driven language, which combines the benefits of signature, protocol and anomaly based inspection methods. With millions of downloads to date, Snort is the most widely deployed intrusion detection and prevention technology worldwide and has become the de facto standard for the industry."
Commercial Intrusion Detection Systems
If you are looking for Commercial Intrusion Detection Systems, here are a few of these as well:
Tripwire
http://www.tripwire.com
Touch Technology Inc (POLYCENTER Security Intrusion Detector)
Http://www.ttinet.com
Internet Security Systems (Real Secure Server Sensor)
http://www.iss.net
eEye Digital Security (SecureIIS Web Server Protection)
http://www.eeye.com
Tuesday, April 27, 2010
Computer Security - Website Security Rules of the Road
In 2004, online consumer spending was at a record $65.1 billion. More and more people are attracted to the ease of online shopping and are spending higher amounts. Unfortunately, the chances of becoming a victim of Internet fraud are also increasing. The Internet National Fraud Center Watch reported that the average loss to fraud victims for just the first six months of 2005 was $2,579. This is compared to the $895 average for all of 2004. Complaints relating to general merchandise purchases (goods never received or misrepresented) accounted for 30% of Internet fraud complaints, and auction purchases (goods never received or misrepresented) topped the list at 44%.
While many e-commerce Websites are reputable and have taken the necessary safety precautions to protect you, it never hurts to always proceed cautiously. If you are making an online purchase consider these easy steps:
1. Use only one credit card, preferably with a low credit limit, when making online purchases. Avoid using an ATM or debit card.
2. Be wary of unsolicited offers by sellers. The Internet National Fraud Information Center Watch reported that email, as a method of contact by Internet scammers was up 22% in 2004.While the offer may be legitimate, spammers like to use this tactic to side-step reputable sites that provide consumer protection for online purchases.
3. Use only reputable e-commerce websites that list a street address and telephone number in case you need to contact them directly.
4. Read the website’s privacy policy. Some websites may reserve the right to sell/give your information to a third party. Check the document to see if they allow an opportunity to “opt-out” of receiving special offers from third-party vendors or for permission to share your personal information.
5. Check for a lock symbol in the status bar at the bottom of your Web browser window. Also, do not provide your personal information if the website address doesn’t start with “https” (a sign that the site is using a secure server).
6. Choose only verified sellers. Check to see if the vendor is a verified member of a reputable third party such as the Better Business Bureau, VeriSign, or Guardian eCommerce. These third-party sites help to ensure online consumers will be protected when shopping or conducting e-commerce transactions.
7. Check that the delivery date posted is reasonable. If you have not dealt with the vendor on a regular basis, be wary of any Website that states the shipment will be delayed 20 or more days. Delivery dates of 7-10 days are more common.
8. Keep a paper trail of all online transactions. Print out a hard copy of the transaction and keep it in a file for future reference.
9. Be wary of website offers that just sound too good to be true. The Internet is littered with get rich quick scams and false advertising claims. Investigate all claims thoroughly before proceeding.
10. If you do not receive what you paid for, and the vendor will not return your emails or calls, contact your state’s Department of Consumer Affairs for further assistance.
While many e-commerce Websites are reputable and have taken the necessary safety precautions to protect you, it never hurts to always proceed cautiously. If you are making an online purchase consider these easy steps:
1. Use only one credit card, preferably with a low credit limit, when making online purchases. Avoid using an ATM or debit card.
2. Be wary of unsolicited offers by sellers. The Internet National Fraud Information Center Watch reported that email, as a method of contact by Internet scammers was up 22% in 2004.While the offer may be legitimate, spammers like to use this tactic to side-step reputable sites that provide consumer protection for online purchases.
3. Use only reputable e-commerce websites that list a street address and telephone number in case you need to contact them directly.
4. Read the website’s privacy policy. Some websites may reserve the right to sell/give your information to a third party. Check the document to see if they allow an opportunity to “opt-out” of receiving special offers from third-party vendors or for permission to share your personal information.
5. Check for a lock symbol in the status bar at the bottom of your Web browser window. Also, do not provide your personal information if the website address doesn’t start with “https” (a sign that the site is using a secure server).
6. Choose only verified sellers. Check to see if the vendor is a verified member of a reputable third party such as the Better Business Bureau, VeriSign, or Guardian eCommerce. These third-party sites help to ensure online consumers will be protected when shopping or conducting e-commerce transactions.
7. Check that the delivery date posted is reasonable. If you have not dealt with the vendor on a regular basis, be wary of any Website that states the shipment will be delayed 20 or more days. Delivery dates of 7-10 days are more common.
8. Keep a paper trail of all online transactions. Print out a hard copy of the transaction and keep it in a file for future reference.
9. Be wary of website offers that just sound too good to be true. The Internet is littered with get rich quick scams and false advertising claims. Investigate all claims thoroughly before proceeding.
10. If you do not receive what you paid for, and the vendor will not return your emails or calls, contact your state’s Department of Consumer Affairs for further assistance.
Monday, April 26, 2010
Computer Security - Trojan Horse….Greek Myth or Computer Nemesis?
We have all heard the term Trojan Horse, but what exactly is it? A Trojan Horse is a destructive program that masquerades as a harmless application. Unlike viruses, Trojan Horses do not replicate themselves, but they can be just as destructive. One of the most dangerous examples of a Trojan is a program that promises to rid your computer of viruses but instead introduces viruses into your computer.
The Trojan can be tricky. Who hasn’t been online and had an advertisement pop up claiming to be able to rid your computer of some nasty virus? Or, even more frightening, you receive an email that claims to be alerting you to a new virus that can threaten your computer. The sender promises to quickly eradicate, or protect, your computer from viruses if you simply download their “free”, attached software into your computer. You may be skeptical but the software looks legitimate and the company sounds reputable. You proceed to take them up on their offer and download the software. In doing so, you have just potentially exposed yourself to a massive headache and your computer to a laundry list of ailments.
When a Trojan is activated, numerous things can happen. Some Trojans are more annoying than malicious. Some of the less annoying Trojans may choose to change your desktop settings or add silly desktop icons. The more serious Trojans can erase or overwrite data on your computer, corrupt files, spread other malware such as viruses, spy on the user of a computer and secretly report data like browsing habits to other people, log keystrokes to steal information such as passwords and credit card numbers, phish for bank account details (which can be used for criminal activities), and even install a backdoor into your computer system so that they can come and go as they please.
To increase your odds of not encountering a Trojan, follow these guidelines.
1. Remain diligent
Trojans can infect your computer through rogue websites, instant messaging, and emails with attachments. Do not download anything into your computer unless you are 100 percent sure of its sender or source.
2. Ensure that your operating system is always up-to-date. If you are running a Microsoft Windows operating system, this is essential.
3. Install reliable anti-virus software. It is also important that you download any updates frequently to catch all new Trojan Horses, viruses, and worms. Be sure that the anti-virus program that you choose can also scan e-mails and files downloaded through the internet.
4. Consider installing a firewall. A firewall is a system that prevents unauthorized use and access to your computer. A firewall is not going to eliminate your computer virus problems, but when used in conjunction with regular operating system updates and reliable anti-virus software, it can provide additional security and protection for your computer.
Nothing can guarantee the security of your computer 100 percent. However, you can continue to improve your computer's security and decrease the possibility of infection by consistently following these guidelines.
The Trojan can be tricky. Who hasn’t been online and had an advertisement pop up claiming to be able to rid your computer of some nasty virus? Or, even more frightening, you receive an email that claims to be alerting you to a new virus that can threaten your computer. The sender promises to quickly eradicate, or protect, your computer from viruses if you simply download their “free”, attached software into your computer. You may be skeptical but the software looks legitimate and the company sounds reputable. You proceed to take them up on their offer and download the software. In doing so, you have just potentially exposed yourself to a massive headache and your computer to a laundry list of ailments.
When a Trojan is activated, numerous things can happen. Some Trojans are more annoying than malicious. Some of the less annoying Trojans may choose to change your desktop settings or add silly desktop icons. The more serious Trojans can erase or overwrite data on your computer, corrupt files, spread other malware such as viruses, spy on the user of a computer and secretly report data like browsing habits to other people, log keystrokes to steal information such as passwords and credit card numbers, phish for bank account details (which can be used for criminal activities), and even install a backdoor into your computer system so that they can come and go as they please.
To increase your odds of not encountering a Trojan, follow these guidelines.
1. Remain diligent
Trojans can infect your computer through rogue websites, instant messaging, and emails with attachments. Do not download anything into your computer unless you are 100 percent sure of its sender or source.
2. Ensure that your operating system is always up-to-date. If you are running a Microsoft Windows operating system, this is essential.
3. Install reliable anti-virus software. It is also important that you download any updates frequently to catch all new Trojan Horses, viruses, and worms. Be sure that the anti-virus program that you choose can also scan e-mails and files downloaded through the internet.
4. Consider installing a firewall. A firewall is a system that prevents unauthorized use and access to your computer. A firewall is not going to eliminate your computer virus problems, but when used in conjunction with regular operating system updates and reliable anti-virus software, it can provide additional security and protection for your computer.
Nothing can guarantee the security of your computer 100 percent. However, you can continue to improve your computer's security and decrease the possibility of infection by consistently following these guidelines.
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